COCARD® offers a full menu of proven processing solutions, payment gateways and in-house systems to meet your business’s unique needs — and we deliver these solutions with unparalleled service and commitment to your business. Point of sale (POS) transaction processing systems are constantly evolving, and COCARD keeps pace by offering tech-forward solutions that work reliably wherever you need to go to make the sale.

Select from the following POS systems:

Stand Beside Terminals

An excellent option for merchants who deal in face-to-face transactions, POS terminals are perfect in a traditional retail environment. Point-of-sale (POS) terminals are the workhorse of traditional, face-to-face credit card processing in the retail environment. COCARD® offers a full selection of state-of-the-art, fully-equipped, PCI-compliant POS terminals that simplify the authorization, settlement and management of card-based transactions. POS terminals house everything needed to complete a card-present sales transaction — magnetic card reader, phone or Internet connection to the credit card processor and a receipt printer — in one compact countertop unit. With the addition of a keypad for manual PIN entry, POS terminals can also process PIN debit cards and EBT cards.

Wireless Terminals

Wireless credit card processing opens merchants up to accepting payment wherever they do business. If you sell (or want to) at outdoor venues, sporting events, kiosks, food carts, open markets or any location where traditional connectivity is a problem, wireless has got you covered. Besides helping to increase sales by giving you access to new customers, wireless is flexible, reduces operating expenses and saves time.

The benefits of wireless credit card processing include:

  • The best of both worlds: the same access to credit card authorization networks as a brick-and-mortar retail business and the mobility to pursue sales wherever they may be Wireless credit card terminals are lightweight and compact, ready to slip into your pocket and go on a moment’s notice
  • No phone lines needed, which means direct savings for you
  • Swiping credit and debit cards qualifies you for lower rates from your processor than typing in card numbers manually, adding up to savings month after month


Mobile transaction processing is a major breakthrough for merchants and service providers who do business in the field and want to use their mobile phones or devices as a terminal on the go. Mobile credit card processing from COCARD puts the power to profit in the palm of your hand, wherever and whenever you need it. Turn your iPhone® 3G/3GS/4/4S, iPad® or Android® device* into a terminal-on-the-go complete with all the features of a traditional credit card terminal.

Virtual Terminal

Virtual terminals make e-commerce possible, allowing Internet merchants the immediacy and security of a POS terminal for their online customers.

A virtual terminal is the link merchants need to process payment card transactions online securely and efficiently from their own computer. COCARD® offers an easily accessible virtual terminal through our electronic payment gateway.

Using the computer’s web browser, an Internet connection and a USB card reader, a merchant first logs into COCARD secure website and then performs a variety of functions:

  • Process swiped retail transactions
  • Manually enter mail order/telephone order (MOTO) credit card transactions
  • Receive authorizations
  • Generate receipts
  • Issue refunds to a customer’s credit card
  • Capture previously authorized transactions
  • Set up automatic customer billing for recurring charges
  • Confirm transaction status
  • Upload batch files
  • Access, create and save a variety of standard and customizable reports

Online Shopping Carts can be integrated with the COCARD gateway options. These shopping carts allow visitors to shop online and choose items, which can be purchased immediately or stored in the cart for later purchase.