Terms and Conditions

1. Introduction

Welcome to L & B Enterprises LLC (“Company”, “we”, “us”, or “our”). These Terms and Conditions govern your use of our website (the “Site”) and the services provided through the Site (collectively, the “Services”). By accessing or using the Site or Services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these Terms and Conditions or our Privacy Policy, you may not use the Site or Services.

2. Services

Our company specializes in reselling merchant account solutions to small businesses. We offer various services related to merchant accounts, including but not limited to consultation, setup, and ongoing support.

3. Eligibility

By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions.

4. Account Registration

To access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account or password.

5. Fees and Payments

You agree to pay all fees associated with the Services as described on the Site. All fees are non-refundable unless otherwise stated. You authorize us to charge your chosen payment method for the fees associated with your account.

6. Intellectual Property

The Site and Services, including all content, features, and functionality thereof, are and will remain the exclusive property of L & B Enterprises LLC and its licensors. The Site and Services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Nothing in these Terms and Conditions gives you a right to use the L & B Enterprises LLC name or any of the Company’s trademarks, logos, domain names, and other distinctive brand features.

7. SMS Service

By opting into our SMS service, you consent to receive messages regarding CoCard Gulf Coast. You can cancel the SMS service at any time by texting “STOP”. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to our support team at [email protected]. Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive monthly messages. For questions about your text plan or data plan, contact your wireless provider.

8. Limitation of Liability

In no event shall L & B Enterprises LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

9. Governing Law

These Terms and Conditions shall be governed and construed in accordance with the laws of the State of Mississippi, without regard to its conflict of law provisions.

10. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at [email protected].